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Job 7016: Business Banker

Location: NC-Charlotte  
Mid-Atlantic (DE, DC, MD, NJ, NY, PA, VA & WV)
Salary Range: $50K - $55K + Incentive
Bonus & Incentives:
Position Responsibilities: Need a motivated Lender with the ability to cultivate relationships through identifying potential client opportunities in the marketplace. These daily outbound business development calls will be either conducted individually or with partners will target business with annual revenues from $1MM to $5MM. Team builder who builds trust and confidence within different constituent groups within the Bank by delivering an unsurpassed client experience for accounts they manage, thereby increasing the velocity of referrals internally. Relationship builder who makes emotional connection with clients based on good listening skills and takes the time to learn about the client’s individual business before any solutions offered or products sold. Adept at analyzing financial statements and preparing credit packages (depending on transaction size) that properly identifies the strengths and/or weaknesses of the borrower. This upfront review will also mitigate spending non-productive time on opportunities that have limited chance of success. Industry savvy individual who can provide clients access to benchmarking/industry info, financial conditions both locally and nationally and how that impacts that particular client’s business. Creates a value proposition that goes beyond price by delivering the resources of the entire Bank, which aids the profitability of the client’s business in multiple areas (ie: debt restructuring, cash management, insurance, brokerage). Delivers a seamless client experience each and every time which builds reputation and referrals.
Education and Certifications/Licenses: Bachelors
Mandatory Minimum Qualifications: Bachelor’s Degree in Business or Finance and/or equivalent experience with 3-5 years of Retail or Commercial Lending experience. In addition, the candidate must possess the ability to analyze both individual and corporate tax returns and financial statements therefore formal training and/or underwriting experience in these areas preferred.
Preferred Qualifications:
Additional Comments: Please, only experienced, currently employed Banking and Financial Services Candidates with a minimum Bachelors Degree need apply.
Benefits: Standard benefits package.
Overnight Travel: None Listed
Relocation Assistance: Yes
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